Severe Weather Resources

Municipalities, Water Entities, Miscellaneous Public Entities

Natural disasters bring with them lots of uncertainty, but having carefully thought-out plans put in place ahead of time can help ensure that you’re better equipped to handle the storm. From our experience serving your industry, we’ve learned the following tips greatly help reduce your risk of damage or loss of property as well as great resources that can help you prepare:





  • Earthquake Preparedness & Response – The Occupational Safety and Health Administration (OSHA) shares steps and procedures to take within your organization and community when an earthquake hits
  • Hail Damage Prevention Guide – Learn more about the impact of this risk and use the checklist to better protect your property and vehicles
  • Lightning Protection Guide – A prevention checklist that includes an overview of lightning exposures, loss planning, and lightning protection systems and components
  • Submersible Pump Lightning Damage – Lightning damage can occur on submersible pumps and can be costly to remove and repair. Consider these tips to reduce repair costs
  • Tornado Preparedness and Response – Review these steps from the Occupational Safety and Health Administration (OSHA) to help your organization plan ahead and respond accordingly to tornadoes
  • Heat Illness Prevention The Occupational Safety and Health Administration (OSHA) shares information on heat exposures, sun safety and the importance of hydration



Claims instructions and forms can be accessed through any of our divisions’ websites, and are available here:
  • Have your insurance agent’s name and phone number readily available.
  • Carefully survey all damage and take photos first if you are able to do so safely.
  • When you call your agent, you will be asked to: describe the property and/or auto damage in detail and discuss the type of damage.
  • Be sure to provide your agent with quality contact information where you can be easily reached.
  • Take inventory of personal property and portable equipment that has been damaged, and set aside for your claims adjuster to inspect.
  • Use tape or yard sticks to measure and photograph water levels on vehicles.
  • Do not attempt to operate a vehicle that has been submerged in water.
  • Do not provide personal or sensitive information to anyone other than your insurance agent and dedicated claims representative.